Are you looking for the top payment processing company in Salt Lake City, UT?

Electronic Merchant Systems provides straightforward, all-encompassing merchant services. There's no filler here; only the products and services your business needs to flourish.

You're likely dealing with excessive processing rates and fees that are taking a toll on your business's bottom line. Isn't it aggravating?

You might like to start accepting all major credit cards. You might also want to upgrade to the latest technology if you already accept credit cards.

Are you looking to start accepting all major credit cards? Or, maybe you already accept cards, but you're looking for an integrated suite of modern payment processing.

Either way, we can help.

By providing integrated payment processing solutions, Electronic Merchant Systems can assist your Salt Lake City business in successfully growing. A traditional payment terminal, a mobile payment solution, or an eCommerce payment gateway are all options available from EMS.

Electronic Merchant Systems has been assisting small businesses just like yours in realizing their full potential for over 30 years.

That includes:

• Streamlining the acceptance of all major credit and debit cards
• Saving money on your credit card rates and fees
• Adding email invoicing, contactless payment, or eCommerce
• Receiving stellar 24/7/365 Customer Service
  

If these points above sound like great opportunities for company growth, we think we'd be a great fit. We'd love to assist you in reaching your goals.

So, where do we go from here? The first step is to take action by requesting a consultation by clicking the button below.

Before making a decision, would you like to learn a little bit more about Electronic Merchant Systems and what we stand for?

EMS has been named one of Retail CIO’s 10 Most Promising Payment and Card companies of 2019, a Top 20 Most Promising POS Solution Provider in 2020, and is recognized as a Top 10 provider in CIOReview’s Mobile Payment 2021.

We also have over 975+ Google Customer Reviews to back those claims up, not to mention our dedicated, 24/7 support team.

Scroll down a little more to our table of contents where we dive into unique benefits for each business type.

Table of Contents

• Small Business Solutions
• Retail Businesses
• Restaurant Businesses
• Service-Based Businesses
• Online Solutions
• Why Choose EMS?
• Frequently Asked Questions

Top Credit Card Payment Processing for Small Businesses in Salt Lake City

The ultimate goal is to provide local Salt Lake City businesses with exceptional merchant services and payment processing to make your life easier without sacrificing quality, efficiency, or speed.

When customers spend their money on goods and services, they want transactions to be quick, secure, and seamless in nature. That means they can pay by dipping, touching, or swiping their credit or debit card.

However, just because you need current technology doesn't mean the approach can't be simple - after all, simplicity and security are what you're providing to your clients.

With EMS as your merchant services provider, you can rest certain that the information provided by your customers is safe and protected.

For over ten years EMS has been a certified level 1 PCI provider.

The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements designed to ensure that ALL companies that process, store, or transmit credit card information maintain a secure environment.

Because of this, you may rest confident that you are entirely safe with EMS, as described above.

As a result, our goal is to remove all of the unnecessary stress accompanying payment processing, allowing you to focus on providing outstanding service.

We make the payment transaction process as simple as possible for your consumers so they can concentrate on what matters most to them: your products and services.

A new Point of Sale terminal may be necessary if your Salt Lake City business already employs credit card processing services but requires faster transaction solutions or wishes to handle transactions in a more modern manner.

Regardless, no matter what your business needs to grow, we are here to help you and get you started in the right direction.

So, what exactly does that look like?

Accept Online & In-Person Payments in Salt Lake City, Utah

Electronic Merchant Systems is dedicated to meeting your business's needs no matter what they are.

EMS is excited to provide Salt Lake City businesses a wide variety of secure payment processing options for both online and in-person transactions.

With EMS, you can confidently accept all major credit cards with ease, whether you are brick-and-mortar or click-and-mortar online.

By partnering with us, you receive a setup that is customized to your needs, along with exclusive tools that allow you to save money, streamline operations, and drive more sales.

Sounds pretty good, right?

The four main business types we provide payment processing for include:

• Retail stores
• Restaurants
• Service-based businesses
• Online and eCommerce businesses

Customers who pay with a debit or credit card can be charged a surcharge to reimburse the transaction fees that would otherwise be your responsibility under the EMS Surcharge Program. This allows users to enjoy the convenience of paying with a credit card at little to no processing fees for you.

Let’s take a look at more detailed payment processing solutions for your type of business.

Salt Lake City Retail Store Solutions

Being a retail store owner can be more than a little hectic. Thankfully, EMS can help streamline operations.

Electronic Merchant Systems is an industry-leading retail Point of Sale systems provider.

With EMS’ MaxxPay, not only can you accept all major credit cards like Visa, American Express, Discover, and MasterCard, but you can add customized gift cards, review employee hours, set up low quantity alerts, and much more.

Every service offered by EMS is meant to assist Salt Lake City businesses in growing - while also making day-to-day operations more manageable and convenient.

The payment processing technologies listed here are designed to satisfy the specific demands of any retail business, and they are easy to use.

-Credit Card Terminal: Credit card transactions are critical to business success. Our terminals support EMV chip cards, contactless payments, and mobile wallets with secure, compact terminals so you can accept both online and in-person payments.

-MaxxPay: MaxxPay POS is a tablet-based Point of Sale solution that seamlessly connects an entire store with its customers. Process payments, manage inventory and more, with an all-in-one Point of Sale solution.

-Gift & Loyalty Cards: Customer retention and acquisition is important for any Salt Lake City small business. With gift and loyalty cards, business owners have an efficient, yet simple opportunity to increase sales and generate new customers.

Restaurant Solutions

Your to-do list as a restaurant owner is likely as long as your drink menu.

From inventory management and product shipment to personnel collaboration and customer happiness, we understand you have a lot on your plate.

It's easy to get so caught up in managing and growing your business that you overlook payment processing.

As a result, Electronic Merchant Systems is proud to provide Salt Lake City restaurants with easy-to-use tools to meet their various needs.

For restaurants specifically, we are excited to offer Total Touch POS. Total Touch is a comprehensive restaurant point of sale system that provides benefits such as:

-Open Table Management: From the front office to the back office, restaurant owners can manage tables to reduce long wait times by increasing the speed of checkout.

-Payment Options: Do customers want to split checks by seat or by the entire table? This is done simply with Total Touch, which saves your staff headaches and increases customer experience.

-Easy-to-use interface: An interface that is easily navigated saves you time which, we all know, saves you money. This streamlines your processes and allows you to turn tables around faster.

-Online and Mobile Ordering: More and more folks in Salt Lake City are ordering food online. With Total Touch’s online and mobile ordering feature, your restaurant’s sales and efficiency will increase.

When you partner with EMS, you're giving your customers the absolute best dining experience possible. 

Service-Based Business Solutions in Salt Lake City, UT

A service-based business in Salt Lake City has a lot of moving elements, from employee travel through quotations and estimates and finally to the actual delivery of their services.

Electronic Merchant Systems created EMSmobile as a way to make life easier for its customers. EMSmobile is a multi-faceted payment solution that combines mobile payment software with a virtual terminal to deliver a seamless payment experience.

Receiving payments has never been easier than when you use your mobile device as a complete credit card point of sale.

You're already aware of how important your smartphone is in your daily life. Now, imagine how powerful it could truly be for your business.

Consider this: you'll never have to track down customers to collect cash or checks again. You'll never have to wait in line at the bank again.

EMSmobile's software turns a regular smartphone into a full credit and debit card acceptance device, allowing you to accept payments from your customers' homes or places of business.

We're talking about the most straightforward technique to handle all aspects of client management. In essence, it is a lifeline for small businesses.

Additional benefits of Electronic Merchant Systems’ Virtual Terminal include:

-Email Invoicing: If your customer needs to leave at the end of the day, give them an email invoice instead. This enables them to make a safe online payment with a single click. You can also use the Merchant Console to see which invoices have been seen and paid.

-Mobile Payments: Use your mobile smart device or tablet to accept payments.

-Secure Vault: Secure storage of customer credit card data for convenient re-use.

-Recurring Billing: Schedule automatic billing for service agreements. Any updates will be synced to all your EMSmobile devices in real-time.

-Business Management Tools: Manage the most important aspects of your businesses with EMS’ cloud-based program, the Merchant Console. You can review email invoice statuses, view all transactions, manage inventory, analyze sales trends, and more!

Online Business Solutions

As an internet-based business or as a company that intends to go online in the near future, you need an appealing eCommerce website that allows you to offer items or services while also processing payments. This is where EMS comes in.

A clean, professionally designed website is useful to organizations since it boosts brand viability and reach, develops credibility, and generates more revenue.

Our diligent team at Electronic Merchant Systems is dedicated to making the launch process as simple as possible for online Salt Lake City small business entrepreneurs. We provide everything from website design to online store creation, as well as a secure payment gateway for processing credit and debit card transactions and digital payments over the internet.

You can increase the effectiveness of your online presence while also increasing revenue by partnering with EMS.

The online payment processing options listed below are designed specifically for eCommerce providers such as yourself.

-Web Store: Expand customer reach and increase your revenue with an eCommerce shopping cart.

-Web Design: Make life simple by partnering with a dedicated designer to build your website.

-API Integration: Experience seamless integration with an Application Program Interface (API) component.

Powerful Payment Processing You Can Trust

Why Choose EMS as Your Salt Lake City Payment Processing Company?

Electronic Merchant Systems embodies everything a business could want in a payment processor in Salt Lake City, UT.

Exceptional Service & Tools

Our innovative suite of business solutions, high level of quality service, and dedicated employees increase the financial well-being of our clients.

Every service and product offered by EMS is intended to help your business thrive and grow.

Reviews

Did you know EMS has over 975 Google Customer Reviews with an average 4.7-star rating? For a Merchant Services business that has been around for over 30 years, that is exceptional.

24/7 Customer Support

You'll probably never need to contact our industry-recognized customer support, but if you do, you'll be met by a live person.

We offer a knowledgeable, US-based staff of customer care representatives available to our Merchants via phone, email, and live chat 24 hours a day, 7 days a week.

Security

As a payment processor, we are essentially a security consultant to your data. EMS takes business and customer security incredibly seriously. How seriously? Well, for over ten years EMS has been a certified level 1 PCI provider.

When you accept cards, PCI compliance goes a long way in terms of peace of mind.

Our Philosophy

Electronic Merchant Systems strongly believes in No Good Merchant Left Behind. If you are confident in your service or product, EMS wants to provide the payment processing tools that help you succeed.

Frequently Asked Questions

1. How Do I know Which Payment Processing Company to Pick?

You want to make sure that the credit card processing company that you choose for your business has a lot of experience and understanding in the field, as well as reasonable pricing, good customer service, expanded functionality, and security.

Don't just consider the biggest payment processors, the cheapest credit card processing, or the most widely used credit card reader.

Sifting through all of your credit card processing company options and selecting the best one is critical, and it could result in a lower credit card processing rate.

2. What is a Merchant Account?

A merchant account enables your company to accept credit and debit cards, as well as to transmit payments from credit card purchases.

When a consumer makes a purchase at your business using a credit or debit card, your merchant account works in the background to withdraw funds from the customer's bank account and deposit them into your business account.

3. Can my business qualify for a merchant account?

The merchant account application process may differ depending on your individual business type and the associated risk that the credit card networks have allocated and implemented.

However, the majority of merchant businesses are eligible for a merchant account.

4. How do merchants typically get burned by their payment processing provider?

Unfortunately, some service providers exploit business owners like you by enforcing the following:

• Hidden fees and non-transparent pricing
• Lack of overall security
• Poor customer support
• Solutions/Payment methods that don't fit your business model

5. How can EMS help my business compete with the big box companies?

Competing against other small businesses is one thing, but your merchant services provider should also provide you with tools to assist you in competing against big-box stores.

Regardless of the size of your business, you need a credit card processor that can help you improve your brand by offering a broad range of business merchant services. Inquire about EMS gift cards, loyalty programs, and other web hosting and design services.

6. What if I need help with funding?

That is something we can surely assist with. A funding program called BizFunds is one of the extra features that EMS provides.

To help Salt Lake City small businesses raise financing, we will purchase a pre-determined quantity of future sales volume.

The best aspect is that you pay an agreed-upon percentage of your daily sales until the merchant cash advance is paid in full, rather than a fixed monthly payment.

7. What is the Cost of Payment Processing?

The cost of accepting credit cards varies widely. When you sign a contract with your payment processor, it's vital that you pay attention to the fees that will be charged.

Before you sign a contract with your payment processor, make sure you understand the fees you'll be charged. Also, inquire about the full procedure.

8. What types of payment can I accept?

Payment processing allows small businesses to accept traditional stripe cards along with EMV chip cards.

Mobile credit card processing is a great option for service-based businesses without a brick-and-mortar location for seamless payments and convenient email invoicing. You should be able to accept Visa, Discover, American Express, and Mastercard.

9. What type of POS Equipment do I need?

This truly depends on your Business Operations and Model. The type of credit card terminal you select depends mainly upon the payments options you want to accept, as well as how you need to accept those payments.

A POS system should be used if you truly want to manage your entire business to ring up multiple items, track inventory, manage employees, and more.

If you are only accepting payments from a physical, brick-and-mortar location, a countertop terminal may be your best bet.

If you accept payments at events such as trade shows, festivals, or farmers’ markets, a mobile POS system is a great solution.

For phone payments and invoices, you will want to discuss a virtual terminal.

Choose the Best Merchant Services and Credit Card Processing Solutions in Salt Lake City

We take pride in the dependability, security, and trustworthiness of our services at Electronic Merchant Systems. One of the many reasons that EMS has such a positive connection with our Salt Lake City merchants is because of this type of help.

At EMS, the phrase no good merchant is left behind is more than just a slogan. Our financial institution understands the demands of your company and is committed to assisting you in your success.

We are much more than simple merchant credit card services. At EMS, we are dedicated to handling all of your credit card processing needs, including:

• Providing the top payment processing tools and opportunities
• Improving your cash flow
• eCommerce, email invoicing, contactless payment options
• Streamlining your business operations
• Providing the best credit card rates
• Minimizing your exposure to fraud losses

Don't waste another day with terminals that are out of date or transaction times that are too slow to please your consumers.

Instead, choose EMS - where we offer Salt Lake City businesses the most updated payment processing solutions that are simple and effective.

As previously stated, just take a look at our 975+ Google Customer Reviews and you'll notice that we excel at providing outstanding products and services to business owners just like you.

We stand behind the integrity of our product, but if you have any questions or concerns, you can feel completely confident in knowing that our customer care team is here 24 hours a day, seven days a week to assist you.

If you are looking for the best Salt Lake City, Utah payment processing solutions, please fill out the form below to get a consultation.