So you're looking for the top payment processing business in Madison, MS? Electronic Merchant Systems offers simple, all-inclusive merchant services.

I'm guessing you're dealing with exorbitant processing rates and fees that are causing chaos to your bottom line.

Perhaps you'd want to grow your company by accepting credit cards.

We can assist you if this is the case.

Electronic Merchant Systems provides dependable payment processing solutions for your Madison company, whether you need a traditional payment terminal, a mobile payment solution, or an eCommerce payment gateway.

Electronic Merchant Systems has been assisting small businesses just like yours in realizing their full potential for over 30 years.

• Streamlining the acceptance of all major credit and debit cards
• Reducing rates and fees on credit cards
• Receiving excellent customer service 24 hours a day, 7 days a week, 365 days a year
• Adding email invoicing, contactless payments, or eCommerce to your business
  
  If the ideas above strike you as tremendous growth potential opportunities, you're our kind of business. We'd be happy to help you achieve your objectives.
  
  The first step is to take action by clicking the button below for a consultation.

Do you want to learn more about payment processing options for your company? Or are you interested in learning more about who we are?

In 2019, EMS was awarded one of Retail CIO's 10 Most Promising Payment and Card Companies, a Top 20 Most Promising POS Solution Supplier in 2020, and a Top 10 provider in CIOReview's Mobile Payment 2021.

We also have over 975 Google Customer Reviews to back up our promises, not to mention a dedicated, 24/7 customer service staff.

Scroll down to our table of contents, where we go through the specific advantages of each company model.

Table of Contents

• Small Business Solutions
• Retail Businesses
• Restaurant Businesses
• Service-Based Businesses
• Online Solutions
• Why Choose EMS?
• Frequently Asked Questions

The Best Credit Card Payment Processing for Small Businesses in Madison

When you choose EMS' merchant services, you're ensuring that your life as a company owner is made simpler while maintaining quality and speed.

Customers want transactions to be fast, secure, and easy when they spend money on products and services. That means customers may pay with their credit or debit card by dipping, tapping, or swiping it.

However, just because you require modern technology doesn't imply your strategy can't be straightforward; after all, you're selling simplicity and security to your customers.

You can be certain that the information supplied by your consumers is safe and secure when you choose EMS as your merchant services provider.

EMS has been a certified level 1 PCI supplier for over 10 years.

The Payment Card Industry Data Security Standard (PCI DSS) is a collection of guidelines intended to guarantee that all businesses that handle, store, or transfer credit card data do so in a secure manner.

As a result, you may be certain that using EMS, as explained above, is completely safe.

As a consequence, we aim to relieve all of the burdens connected with payment processing, enabling you to focus on delivering excellent service while enjoying the benefits of doing so without having to worry about any problems.

We try to make the transaction procedure as straightforward as possible so that your consumers may focus on what matters most: your goods and services.

If your Madison company currently utilizes credit card processing services but needs quicker transaction solutions or wants to handle transactions in a more contemporary way, a new credit card processing system may be required.

So, how does that work?

Accept Online & In-Person Payments in Madison, Mississippi

Electronic Merchant Systems will meet your business's requirements no matter what they are.

EMS is pleased to provide Madison companies a variety of secure payment processing options for both online and in-person transactions.

EMS offers companies the ability to take all major credit cards with ease, whether they are brick-and-mortar or click-and-mortar online.

By working with us, you'll get a setup that's customized to your requirements, as well as access to unique tools that will help you save money, simplify operations, and increase sales.

We handle payments for the following four kinds of businesses:

• Restaurants
• Retail stores
• Service-based businesses
• Online and eCommerce businesses

Customers who pay with a debit or credit card may be charged a surcharge to offset the transaction costs that would otherwise be your responsibility under the EMS Surcharge Program. This enables customers to enjoy the convenience of paying with a credit card while incurring little or no credit card processing costs.

Let's look at some more specific payment processing options for your industry.

Madison Retail Store Solutions

Being the owner of a retail business may be very stressful. Fortunately, EMS can assist in streamlining processes.

Electronic Merchant Systems is a major supplier of retail point-of-sale systems.

Your business can take all major credit cards, including Visa, American Express, Discover, and MasterCard, as well as create gift cards, monitor staff hours, set up low quantity alerts, and much more with EMS' MaxxPay.

Every EMS service is designed to help Madison companies expand and thrive while also making day-to-day operations easier to manage and convenient.

The payment processing systems mentioned here are simple to use and intended to meet the unique needs of every retail company.

-Credit Card Terminal: Credit card transactions are essential to the success of any company. With safe, compact terminals that handle EMV chip cards, contactless payments, and mobile wallets, you can take both online and in-person payments.

-MaxxPay: MaxxPay POS is a tablet-based Point of Sale system that links a whole business to its consumers in a seamless manner. With an all-in-one Point of Sale system, you can process payments, manage inventory, and more.

-Gift & Loyalty Cards: Customer retention and acquisition are critical for every small company in a metropolitan city. Gift and loyalty cards provide company owners with a quick and easy way to boost sales and attract new consumers.

Restaurant Solutions

As a restaurant owner, your to-do list is likely to be as lengthy as your cocktail menu.

We understand you have a lot on your plate, from inventory management and product delivery to employee coordination and customer satisfaction.

Payment processing may easily get lost in the shuffle.

That's why Electronic Merchant Systems provides Madison restaurants with user-friendly solutions to suit their diverse requirements.

For restaurants specifically, we are excited to offer Total Touch POS. Total Touch is a comprehensive restaurant point of sale system that provides benefits such as:

-Open Table Management: From the front office to the back office, restaurant owners can manage tables to reduce long wait times by increasing the speed of checkout.

-Payment Options: Do consumers want their checks divided by seat or by the table? This is easily accomplished with Total Touch, which saves your team time and improves client satisfaction.

-Easy-To-Navigate Interface: An easy-to-navigate interface saves you time, which, as we all know, saves you money. This improves the efficiency of your operations and enables you to flip tables more quickly.

-Online and Mobile Ordering: People in Madison are increasingly ordering meals online. Your restaurant's sales and efficiency will improve thanks to Total Touch's online and mobile ordering function.

When you work with EMS, you're ensuring that your customers have the greatest possible eating experience.

Service-Based Business Solutions in Madison, MS

From staff travel to quotes and estimates to the actual delivery of services, a service-based company in Madison has a lot of moving parts.

Electronic Merchant Systems created EMSmobile as a way to make life simpler for its clients. EMSmobile is a multi-faceted payment solution that combines mobile payment software with a virtual terminal to offer a smooth payment experience.

Receiving payments has never been easier than when you use your mobile device as a full credit card point of sale.

You're already aware of how important your smartphone is in your daily life. Consider how you may make it work for you as the most effective tool for your company.

Consider this: you'll never have to go looking for customers to collect cash or cheques again. You'll never have to wait in line at a bank again.

EMSmobile software turns a normal smartphone into a complete credit and debit card acceptance device, allowing you to take credit and debit card payments from your customer's home or place of business.

Get paid before you start a job, and it will be simpler to get reimbursed for any overtime. We're talking about the simplest way to handle all aspects of client administration. It is, in essence, a lifeline for small companies.

The Virtual Terminal from Electronic Merchant Systems also has the following features:

-Email Invoicing: If you do not see your client at the end of the day for payment, send them an invoice through email instead. This enables users to make a safe online payment with a single click. You may also use the Merchant Console to check which invoices have been seen and paid.

-Mobile Payments: Accept payments using your smartphone or tablet.

-Secure Vault: Safely store customer credit card information for future use.

-Automatic Billing: Set up recurring billing for service agreements. Any changes will be synchronized in real-time to all of your EMSmobile devices.

-Tools for Business Management: Organize and manage your business.

-Business Management Tools: EMS' cloud-based software, the Merchant Console, allows you to manage the most essential elements of your business. You may check the status of email invoices, see all transactions, manage inventory, and evaluate sales patterns, among other things.

Online Business Solutions

As an online-only business or one that plans to go online in the near future, you'll need an attractive eCommerce website that enables you to sell products and services while also processing payments. This is where we enter the picture.

A clean, professionally designed website is helpful to companies since it improves brand viability and reach, builds trust, and produces more revenue.

Our team at EMS is committed to make the starting process for online Madison small business owners as easy as possible. We provide everything from website design and online shop development to continuing hosting, as well as a secure payment gateway for processing credit and debit card transactions and digital payments over the internet.

You can increase the efficacy of your online presence while also increasing income by partnering with EMS.

The online payment processing solutions mentioned below were created with eCommerce operators like you in mind.

-Web Store: Expand customer reach and increase your revenue with an eCommerce shopping cart.

-Web Design: Make life simple by partnering with a dedicated designer to build your website.

-API Integration: Experience seamless integration with an Application Program Interface (API) component.

Powerful Payment Processing You Can Trust

Why Choose EMS as Your Madison Payment Processing Company?

Electronic Merchant Systems embodies everything a business could want in a payment processor in Madison, MS.

Exceptional Service & Tools

Our innovative suite of business solutions, high level of quality service, and dedicated employees increase the financial well-being of our clients.

Every service and product offered by EMS is intended to help your business thrive and grow.

Reviews

Did you know EMS has over 975 Google Customer Reviews with an average 4.7-star rating? For a Merchant Services business that has been around for over 30 years, that is exceptional.

24/7 Customer Support

You'll probably never need to contact our industry-recognized customer support, but if you do, you'll be welcomed by a live person.

We offer a skilled, US-based staff of customer care professionals available to our Merchants by phone, email, and live chat 24 hours a day, 7 days a week.

Security

As a payment processor, we are essentially a security consultant to your data. EMS takes business and customer security incredibly seriously. How seriously? Well, for over ten years EMS has been a certified level 1 PCI provider.

When it comes to accepting credit cards, PCI compliance goes a long way toward providing peace of mind.

Our Philosophy

Electronic Merchant Systems strongly believes in No Good Merchant Left Behind. If you are confident in your service or product, EMS wants to provide the payment processing tools that help you succeed.

Frequently Asked Questions

1. How Do I Know Which Payment Processing Company to Pick?

You want to make sure that the credit card processing firm you choose for your company has a lot of expertise and understanding in the field, as well as reasonable pricing, great customer service, advanced functionality, and security. Don't limit yourself to the biggest payment processors, the cheapest credit card processing, or the most widely used credit card reader.

Sifting through a plethora of credit card processing businesses and selecting the best one is critical, and it may result in a lower credit card processing rate.

2. What Exactly is a Merchant Account?

A merchant account enables your company to accept credit and debit cards, as well as to transmit money from credit card transactions.

When a client makes a purchase at your company using a credit or debit card, your merchant account works in the background to take money from the customer's bank account and deposit it into your business account.

3. Can My Business Qualify for a Merchant Account?

The merchant account application procedure may differ based on your particular company type and the associated risk that the credit card networks have allocated and implemented.

However, the majority of merchant companies are eligible for a merchant account.

4. How Do Merchants Typically Get Burned by Their Payment Processing Provider?

Unfortunately, some providers take advantage of business owners just like you by imposing the following:

• Hidden fees and lack of transparent pricing
• Lack of overall security
• Poor customer service
• Solutions/Payment methods that don't fit your business model

5. How Can EMS Help My Business Compete With the Big Companies?

It's one thing to compete against other small businesses, but your merchant services provider should also give you the tools to help you compete against the big-box retailers.

You need a credit card processor that can help you raise your brand by providing a broad variety of business merchant services, regardless of the size of your company. Inquire about the services that EMS has to offer such as loyalty programs, gift cards, site hosting, and design.

6. What if I Need Help With Funding?

We can certainly help with that. One of the additional features that EMS offers is a funding program called BizFunds.

For Madison businesses, we will purchase a pre-determined amount of your future sales volume to help raise capital.

The best part is, instead of a fixed monthly payment, you pay an agreed-upon percentage of your daily sales until the merchant cash advance has been paid in full.

7. What is the Cost of Payment Processing?

Accepting credit cards has a broad range of costs. When you sign a contract with your payment processor, it's important that you pay attention to the costs that will be charged.

Before you sign a contract, be sure you understand the costs you'll be charged. Ask questions about the whole process. 

8. What Types of Payment Can I Accept?

Small companies may accept both conventional stripe and EMV chip cards via payment processing.

For smooth payments and easy email invoicing, mobile credit card processing is a fantastic choice for service-based companies without a brick-and-mortar presence.

9. What Type of POS Equipment Do I Need?

This is entirely dependent on your business model and operations. The kind of credit card terminal you choose is mostly determined by the types of payments you want to accept and how you want to accept them.

If you really want to manage your whole company, including ringing up numerous products, tracking inventory, managing workers, and more, you should utilize a POS system.

A countertop terminal might be your best option if you exclusively take payments from a physical, brick-and-mortar site.

A mobile POS system is ideal for accepting payments at events such as festivals, fairs, concerts, trade shows, and farmers' markets.

For phone payments and invoices, you will want to discuss a virtual terminal.

Choose the Best Merchant Services and Credit Card Processing Solutions in Madison

At Electronic Merchant Systems, we take great satisfaction in the dependability, security, and trustworthiness of our services. It is because of this type of assistance that EMS has such a great relationship with our Madison merchants, which is only one of many reasons.

At EMS, the phrase no good merchant is left behind is more than just a slogan. Our financial institution understands the demands of your company and is committed to assisting you in your success.

We are much more than simple merchant credit card services. At EMS, we are dedicated to handling all of your credit card processing needs, including:

• Providing the top payment processing tools and opportunities
• Minimizing your exposure to fraud losses
• Improving your cash flow
• eCommerce, email invoicing, contactless payment options
• Streamlining your business operations
• Providing the best credit card rates

Don't waste another day with terminals that are out of date or transaction times that are too sluggish to please your consumers.

Instead, choose EMS - where we offer Madison businesses the most updated payment processing solutions that are simple and effective.

As previously stated, just take a look at our 975+ Google Customer Reviews and you'll notice that we excel at providing outstanding products and services to business owners just like you.

We stand behind the integrity of our product, but if you have any questions or concerns, you can feel completely confident in knowing that our customer care team is here 24 hours a day, seven days a week to assist you.

If you are looking for the best Madison, Mississippi payment processing solutions, please fill out the form below to get a consultation.